What’s Really Included When You Buy a Home?

One of the most common questions I hear from homebuyers is: “What actually stays with the house once I buy it?” It’s a great question—and one worth asking early, because the last thing you want is a misunderstanding on closing day.

When you purchase a home, there are certain items that are considered “fixtures” and are expected to remain with the property. Other items, however, are considered personal property and usually go with the seller. Let’s break it down so you can move into your new home with confidence (and fewer surprises).

Fixtures: The Things That Stay

A good rule of thumb is this: if it’s attached, it typically stays. Fixtures are items that are bolted, wired, mounted, or otherwise fixed to the house. Some common examples include:

• Light Fixtures & Ceiling Fans – Whether it’s the chandelier in the dining room or recessed lighting in the kitchen, these are considered part of the home.

• Built-In Appliances – Ovens, cooktops, dishwashers, and microwaves that are built into cabinets or walls generally remain.

• Cabinets & Countertops – Since these are permanently installed, they’re included in the sale.

• Bathroom Fixtures – Sinks, toilets, bathtubs, and showerheads are all part of the package.

• Window Treatments (Sometimes) – Blinds and shutters that are mounted stay, but curtains and drapes (which can be easily removed) are often taken by the seller.

Appliances: What You Should Confirm

This is where things can get a little tricky. Not all appliances automatically stay with the home.

• Refrigerators, Washers & Dryers – These are often considered personal property unless the seller agrees to include them. Make sure your purchase contract spells out what stays.

• Freestanding Microwaves & Stoves – If they aren’t built in, don’t assume they’ll be there when you move in.

Tip: If there’s a certain appliance you love—like that stainless-steel fridge—make sure it’s written into the agreement.

Gray Areas: Ask Before You Assume

Some items land in the “maybe” category. For example:

• Outdoor Items – Patio furniture, potted plants, and playsets are usually considered personal property, but sometimes sellers leave them behind.

• Decorative Mirrors – If a mirror is bolted to the wall, it stays. If it’s hanging like a picture frame, it might go.

• Smart Home Features – Thermostats, cameras, and doorbells that are wired in should stay, but portable hubs and speakers may not.

Avoiding Confusion: The Power of the Contract

The key to clarity is the purchase agreement. Never assume—always ask. If something matters to you, whether it’s the washer and dryer or those custom drapes, make sure it’s written into your offer. That way, everyone is on the same page before closing day.

Final Thought

Buying a home is one of life’s biggest milestones, and clear communication makes the process smoother. Knowing what’s included helps you avoid last-minute disappointments and keeps your focus where it belongs—on creating memories in your new space.

Warm homes, clear contracts, and fewer surprises—that’s the goal.